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    Why you might be sitting on too much cash

    Sitting on cash has, historically, been a fairly safe bet. Cash savings are protected from the fluctuations seen in the stocks and shares market, while choosing to not invest means that more of your wealth is available for emergencies or big purchases.  So long as interest rates keep up with inflation, cash savings will hold […]

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    How do socially responsible investments perform?

    Over recent years, the notion of social and environmental responsibility in investing has taken on unique importance. Of course, people invest to grow their wealth, but this is no longer enough in a world that’s become increasingly aware of the difference individuals can make, particularly with their money. This goal of creating returns as well […]

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    Why it pays to start early with your pension

    It’s an unfortunate truth that the state pension has become progressively less impactful relative to average full-time earnings. It currently stands at £9,339.20¹ per year, up against average earnings of £38,600², some way off the golden ‘two-thirds of your previous income’ mark that most people aim to hit for a comfortable retirement.  With this in […]

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    What is ESG?

    Anyone evaluating their investment options in the last few years will have come across the acronym ESG. In recent years, interest in environmental, social and governance (“ESG”) issues has skyrocketed, with more and more people wanting to make it a part of their broader investment portfolio.  Put simply, ESG is a way of evaluating a […]

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    Monthly market roundup – July 2021

    Over the past month, we’ve seen two key trends confirm expectations we had at the beginning of 2021. At the halfway point in a year defined by recovery, now is a good time to take stock and assess both the first six months and what we might expect in the coming six. Firstly, it’s been […]

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