With interest rates in the UK at their highest rate since 2001, it’s hard not to be tempted by the promise of a fixed 4-5% yielding cash account. However, after the catastrophe of equities and fixed-income bonds in 2022, we’re now starting to see some recovery in investment markets, which makes 2023 even more complex […]
High inflation, restrictive monetary policy decisions and increased volatility. This is, in a nutshell, the new reality we find ourselves living in, described in the US by the newly-coined phrase “higher for longer”, meaning we’ll see higher interest rates over a longer period. Previously, when we talked about “lower for longer”, i.e., low interest rates […]
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The US and China are once again at loggerheads. The world’s two most powerful economies are on a potential collision course towards another trade war, with the breakdown in diplomacy being characterised by US President Biden calling his counterpart Xi a “dictator” just last month as tensions come to a head. One of the main […]
Earlier today, Moneyfarm’s Chief Investment Officer, Richard Flax, appeared on CNBC Squawk Box Europe to discuss a range of topics focused around the UK economy, including GBP, the FTSE100, inflation and more. Hear what Richard had to say by watching the video below. Richard is the Chief Investment Officer at Moneyfarm. He joined the company […]
News of next term’s school fees have come as a nasty shock to parents with children at private school, or those considering it. Depending on the school, and with costs likely to continue to rise, it could soon become routine to spend £1 million or more on educating just two children. The prospect of VAT […]
Looking at the headline results, it’s probably fair to say that the overall performance has been stronger than we might have expected – particularly for the higher risk portfolios. At the start of the year, the dominant message seemed to be that “bonds were back” – given the higher starting yields. And while bond yields […]
The first half of the year has been particularly positive for investors. We have seen major economic factors move in the direction analysts had hoped for: inflation has decreased, economic growth has slowed without entering a recession, major central banks appear to be nearing the end of the interest rate hike cycle and the deadlock […]
The steep rise in the cost of living over the last year has seen the cost of raising a child to adulthood rise by 10 percent from £202,660 last year, to the tune of £223,256 in 2023 for the average UK family – that’s just over £12,000 annually. Comparing research they conducted last year on […]
For many, the daily grind of the nine-to-five leaves us longing for more excitement and adventure, with the idea of quitting our job and travelling the world being a commonly held dream. And with summer now here, our urge to travel to far-flung destinations increases. However, as we become more conscious of our travel choices […]
