It’s an unfortunate truth that the state pension has become progressively less impactful relative to average full-time earnings. It currently stands at £9,339.20¹ per year, up against average earnings of £38,600², some way off the golden ‘two-thirds of your previous income’ mark that most people aim to hit for a comfortable retirement. With this in […]
Moneyfarm’s key aim is to help people achieve their financial goals both easily and efficiently. In service of this aim, our investment strategy, as it appears in this document, is arguably our most important asset. Built for the sole purpose of protecting and growing the wealth of our customers over the long-term, our investment strategy […]
By Richard Flax, CIO at Moneyfarm. The view of our CIO will be a recurring series, focusing on developments in financial markets and their impact on investors. When it comes to the global economy – particularly the intangible and abstract jargon of the financial markets – it is often difficult to mentally connect the data with […]
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Anyone evaluating their investment options in the last few years will have come across the acronym ESG. In recent years, interest in environmental, social and governance (“ESG”) issues has skyrocketed, with more and more people wanting to make it a part of their broader investment portfolio. Put simply, ESG is a way of evaluating a […]
Over the past month, we’ve seen two key trends confirm expectations we had at the beginning of 2021. At the halfway point in a year defined by recovery, now is a good time to take stock and assess both the first six months and what we might expect in the coming six. Firstly, it’s been […]
Over the last couple of weeks, all eyes have been on Central Banks, both in Europe and the US, as the ongoing recovery from Covid-19 raises questions about monetary policy going forward. Both the ECB and the Fed have been under the spotlight, with both seemingly showing commitment to continued support for their respective economies. […]
Losing track of a pension can be easier than you might think. People misplace their paperwork, change addresses without informing their provider, or find out that their pension provider was purchased by another company and rebranded years ago. This is something a large share of UK adults will have to deal with at some point […]
For anyone looking to invest their money in an ISA, the decision between whether to allocate their funds in a cash ISA or a stocks and shares ISA is a vital one. These are just two of the several different types of ISAs available, and depending on the circumstances, both have their merits as the […]
Over the last month, we’ve seen more turbulence in the markets than we did in the previous few. Concerns around rising inflation were a focal point, while the significant cryptocurrency sell-off also sparked conversation around its viability as an investment. In this video, Senior Investment Consultant & Pension Specialist, Stephen Jones, discusses the key points […]