Dear investors, Market phases such as the current one put our goals – and the determination with which we pursue them – to the test. Let’s start with an assumption: achieving your financial goals is not easy. Nor is it easy to identify them. Many variables come into play: an understanding of the financial markets, […]
UK avoids technical recession The UK economy once again narrowly avoided a technical recession today as it posted growth of just 0.1% in the first quarter, making it the worst performing economy in the G7, lagging far behind its major international counterparts. Monthly estimates show that the UK GDP fell by 0.3% in March according […]
Headlines in March were dominated by the bankruptcy of Silicon Valley Bank and the purchase of Credit Suisse by UBS, but the overall picture is more optimistic, with portfolios performing positively. The collapse in rates obviously benefitted the bond sector, but equities also recovered well after the initial crash. Investors have not been overly spooked […]
Key information for end of tax year contributions The end of the 2022/23 tax year is approaching quickly. As such, now is the time for investors to take stock of their financial situation and make the most of their yearly tax-free allowances before they are reset on 6th April. Given the rapidly approaching deadline, there […]
On average, a worker in the UK changes their employer every five years. Gone are the days of remaining in the same role for decades, a social shift driven by young people entering the workforce with fundamentally different attitudes to work than generations past. For a lot of people, this means having pensions split across […]
2022 was a turbulent year and 2023 has begun in the same vein. The collapse of Silicon Valley Bank (SVB) and the buy-out of Credit Suisse are reminders that the financial crisis of 2008 was not a black swan event. Even banks are not as safe as we – or they – might like to […]
The last few days have seen markets shaken by Silicon Valley Bank’s (SVB) demise, the Californian institute that built its business serving the start-up ecosystem and that today is in receivership and looking for a ‘white-knight’ buyer. The bank was victim of a bank run that led to its insolvency. The story has made headlines […]
The below is an extract from Monefarm’s Strategic Asset Allocation 2023 document. Read the full report here and the video presentation here. Last year was a nerve-wracking year for investors. During volatile times and extreme market conditions it is easy to focus on what went wrong and lose perspective. We think that using Strategic Asset […]
Why is now a good time to invest? With the 5th of April deadline approaching, you may be asking yourself ‘Is now a good time to invest in a stocks and shares ISA?’ Last year made us think a lot about the safety of investing, especially in stocks and shares. Despite the volatility, we saw […]