As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. If you are unsure investing is the right choice for you, please seek financial advice.
ISAs are a great way for savers in the UK to maximise their savings in a tax-efficient way. And at Moneyfarm, we offer you a range of ISAs tailored to your unique savings and investment needs. Whether you want us to look after your money for you with a managed ISA or you’d like to take control of your own investment strategy, we’re here to help.
Whatever you choose, you can be assured that we’ll be by your side with the help and support you need to make the most of your savings. So why should you consider saving for the long term with us?
1. Expertly managed
We offer a range of expertly managed portfolios designed and monitored by Moneyfarm’s Asset Allocation team. We employ a range of strategic investment techniques to optimise returns while managing risk effectively.
We compose our portfolios based on clients’ risk appetite and market conditions, usually according to a 10-year timeframe. Our approach is always multi-asset and globally diversified, with the aim of providing you with an investment solution that’s aligned with your investment and savings goals.
Plus, our team is always there ready to support you on your investment journey. You can reach us at any time by booking an appointment online here, by calling 0800 433 4574, email hello@moneyfarm.com or start an online chat session.
2. Competitive pricing
We offer a competitive pricing structure for all Moneyfarm products, with transparent fees that are often lower compared to traditional investment management services. Our competitive pricing aims to ensure that more of your money is working for you, helping to maximise long-term returns.
If you opt for our low-cost managed portfolios, our transparent fee structure ensures more of your money goes towards growing your wealth. Plus, consolidating your ISAs means you could save on fees.
3. Flexibility
Moneyfarm’s ISAs provide flexibility in terms of your individual investment options, allowing you to choose from a range of managed portfolios matched to your risk tolerance and investment goals. Or you can adjust your investment strategy and portfolio allocation yourself according to changing market conditions or personal financial objectives with our Shares Investing portfolios.
While ISAs offer the advantage of tax-free savings, they also generally provide flexibility in terms of withdrawals as well. In most cases, you can withdraw funds from your Moneyfarm ISA at any time without paying fees, giving you more control over your savings.
It’s also worth remembering that some ISA providers don’t allow you to reinvest funds that you’ve disinvested within the same tax year.
4. Tax-efficient savings
Opening an ISA with Moneyfarm enables you to benefit from tax efficiency, as any returns generated within the ISA wrapper are shielded from capital gains tax and income tax. This tax-advantaged status can significantly enhance the overall returns on your investments over time, allowing you to keep more of your money.
5. Our performance
We believe our most recent performance data from ARC demonstrates our ability to navigate some challenging market conditions effectively on behalf of our ISA customers.
You can find all performance the details of our portfolios below. Remember that past performance is not a reliable indicator of future performance.
What is ARC?
Asset Risk Consultants (ARC) is a well-respected company in the financial industry that specialises in performance measurement and analysis of investment portfolios. They provide independent and unbiased data and insights that help us evaluate our performance.
ARC’s data is considered reliable because they’re an independent, trusted third-party source. This impartiality makes their data valuable for us so we can rely on unbiased information to assess performance.
What is the ARC relative benchmark?
The ARC benchmark is a standardised set of performance data and metrics used by ARC, which serves as a reference point against which the performance of various investment portfolios can be compared.
By comparing the metrics of a specific investment portfolio to those of the ARC benchmark, we gain insights into how well a portfolio has performed in relation to a broadly accepted industry standard.
*Performance shown is net of fees
**Performance period starts from 01/01/2017 and ends in 31/12/2023
Past performance is not a reliable indicator of future performance.
If you’d like more information on your Moneyfarm ISA or would like to open an ISA with us, why not book an appointment with one of our experts? You can do so via this link or call us on 0800 433 4574. You can also email hello@moneyfarm.com or start an online chat session.
*As with all investing, financial instruments involve inherent risks, including loss of capital, market fluctuations and liquidity risk. Past performance is no guarantee of future results. It is important to consider your risk tolerance and investment objectives before proceeding.
