It’s incredibly difficult to escape the uncertainty that has cloaked financial markets throughout 2019. Yet, despite the unknown, global markets continue to grow, riding on the coattails of one of the strongest stock market performances in a decade.
As 2019 draws to a close and we prepare to enter a new decade, it’s only natural that investors start looking to what the future will bring. The themes discussed at our Investment Committee include:
- General Election
- Brexit
- Monetary policy
- Trade tensions between the US and China
- US impeachment hearings
- Global growth
Sentiment has improved over the last month, with growth expectations improving significantly. This momentum is set to continue into 2020, thanks to a likely trade deal, accommodative monetary policy, a better-than-expected earnings season and low growth expectations (which should ease some of the pressure on Central Banks from raising rates too soon).
With the Federal Reserve now holding interest rates where they are after another cut in October, it seems like it might be on the cusp of pulling off a soft landing – a smooth cooling down of the economy after a period of significant expansion. This would be good news.
But there’s still uncertainty on the global horizon, which makes understanding your investment choices and making the best decisions to meet your goals, rather difficult.
It can take a lot of time, knowledge and skill to make the right investment decisions for your financial situation, appetite for risk and time frame. Especially when you’re investing for the long-term.
Whilst we at Moneyfarm believe that you shouldn’t respond to every twist and turn on the global stage by adjusting the investments in your portfolio, that doesn’t mean you shouldn’t be monitoring global events daily. One of the greatest skills a portfolio manager has is knowing when to take advantage of global opportunities and and when to minimise risk.
Luckily, it’s possible for investors to make confident, stress-free investment decisions to build a more financially secure future against a backdrop of uncertainty, thanks to digital wealth managers like Moneyfarm.
Be a confident investor with Moneyfarm
Simple and convenient, our wealth management solutions blend human expertise and technology to provide investors with affordable wealth management solutions. This service involves digital investment advice, portfolio management and human guidance to help you make better decisions with your money to secure your financial future.
By blending digital investment advice with human guidance, we ensure our customers have a worry-free wealth journey and empower them to make the right investment decisions for their personal situation, goals and peace of mind.
Digital investment advice and fully-managed portfolios
With the right advice, people can achieve more with their money. At Moneyfarm, we pride ourselves on providing simple digital investment advice that you can access at the touch of a button, and at a fraction of the price of the traditional industry, to help you grow your wealth over time.
By understanding your financial situation, risk tolerance and time frame, we can match you to an investor profile, which acts like your investor DNA. Your investor profile shows us how much risk you’re happy taking to reach your goals. You’re then matched to a portfolio that is built and managed by our Investment Team to reflect your investor profile.
Our experienced portfolio managers, headed up by Chief Investment Officer Richard Flax, selects and manages the investments in our customised portfolios to ensure they are positioned to manage risk and take advantage of global investment opportunities in line with our customers’ needs.
After one of the strongest stock market performances in a decade, Moneyfarm portfolios enjoyed a strong performance this year, despite well-known uncertainty.
However, we know that whilst you’re invested with us, your goals, financial background and risk appetite might change. That’s why our advice continues for as long as you invest with us, with our suitability algorithm running in the background.
If any of the adjustments lead to us recommending a different portfolio, you’ll be asked to accept the new changes. There will be no extra cost, just the promise that we’ll always offer you an investment suited to you.
Human guidance
Our digital investment advice is supported by our team of experienced Investment Consultants, who are always on hand to provide investment guidance to help you make confident, stress-free investment decisions to build a more financially secure future.
For us, technology makes our quality advice affordable, but it’s our Investment Consultants who make our service invaluable.
If you’ve ever spoken to one of our Investment Consultants you’ll know that your future financial security is their priority. They do this by providing investment guidance, retirement planning and support to help you reach your financial goals.
Whether you prefer to discuss your investments in person, over the phone or via email, our Investment Consultants can help you with:
- Retirement Planning
- External Portfolio Reviews
- Guidance on accessing your pension
- Consolidation guidance
- Market Insight
- Support on account details
We know uncertainty can be uncomfortable, but at Moneyfarm we’re dedicated to providing you with a wealth journey that’s designed to suit you. If you have any questions about the digital wealth management services we offer, please book a call and one of the team will be in touch at a time that suits you.
