When planning for your financial future, choosing a trusted investment partner is key to achieving your long-term goals. At Moneyfarm, we offer a range of diversified portfolios tailored to different risk levels, helping you grow your wealth with confidence.
Why Moneyfarm? Some performance data
We’d like to share the latest data from ARC with you to give an overview of our portfolio performance. We believe the latest figures demonstrate our ability to navigate challenging market conditions effectively on behalf of our pension holders, as well as the benefits of maintaining a well diversified approach when investing. Although, it should be noted that past performances are not an indication of future performance and returns and the value of investments can fall as well as rise.
What is ARC?
Asset Risk Consultants (ARC) specialises in performance analysis of investment portfolios. They provide independent, unbiased data and insights that help us evaluate our performance. This impartiality is invaluable, as it allows us to rely on unbiased information to assess performance.
What is the ARC relative benchmark?
The ARC benchmark is a standardised set of performance data and metrics used by ARC, which serves as a reference point against which the performance of various investment portfolios can be compared.
By comparing the metrics of a specific investment portfolio to those of the ARC benchmark, we gain insights into how well a portfolio has performed in relation to a broadly accepted industry standard.
Our latest figures from ARC
| 5-Year | Net Returns | Peer Group Median Net Returns | Quartile |
| P2 | 6.0% | 8.8% | 4 |
| P3 | 14.8% | 8.8% | 1 |
| P4 | 21.5% | 14.8% | 1 |
| P5 | 27.5% | 19.7% | 1 |
| P6 | 39.2% | 24.7% | 1 |
| Since Inception | Cumulative Returns | Peer Group Median Cumulative Returns | Quartile |
| P2 | 23.0% | 24.5% | 3 |
| P3 | 45.8% | 24.5% | 1 |
| P4 | 59.1% | 41.0% | 1 |
| P5 | 73.5% | 58.5% | 1 |
| P6* | 66.7% | 47.2% | 1 |
*These figures are calculated by ARC using anonymised customer performance data. All data submitted are net of costs and have been invested in the same model continually for the period under consideration. Please note that performance data included is for our classic portfolios only – ESG lines are not included in ARC data. The returns are net of underlying fund costs and market spread. 1-year performance should never be used as the basis of investment decisions – it is a short time period. Past performance is not an indicator of future performance. Data as of 31/12/2024. For our full performance, please refer to our website.
**The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 and 0.55% from 01/11/2017 to 31/12/19. The returns are net of underlying fund costs and market spread. The returns are the total returns, so include all dividends. (Data Source: Bloomberg/xignite). As with all investing, financial instruments involve inherent risks, including loss of capital, market fluctuations and liquidity risk. Simulated past performance is not a reliable indicator of future performance. This information is for educational purposes only and should not be considered as personalised investment advice.
***Performance period starts from 01/05/2016 and ends on 31/12/2024. The P7 only became available to clients on 16/05/2019.
As with all investing, financial instruments involve inherent risks, including loss of capital, market fluctuations and liquidity risk. Past performance is no guarantee of future results. This information is for educational purposes only and should not be considered as personalised investment advice.
Our success
Our asset allocation team & Investment Committee work tirelessly to make sure the portfolios are carefully managed. Probably being biased, but it is not surprising that they’ve been able to achieve these astonishing results, whilst being able to pick up some prestigious awards along the way.
We have been recognised in the Financial Times’ FT1000 Europe’s Fastest Growing Companies for the second consecutive year, reflecting our sustained growth and commitment to accessible, effective investment solutions.
As a pan-European digital wealth manager with over 130,000 investors and £5 billion in assets, we continue to evolve in line with investors’ needs, combining expertise, technology, and personalised advice.
From 2019 to 2022, our net revenues surged by 176.9%, driven by the growing demand for investment solutions that blend digital efficiency with human expertise—helping investors achieve their financial goals with confidence.
The acquisition of Willis Owen, a longstanding provider of investment services in the UK, has expanded our offering to better serve a broader range of investors.
How we help grow your wealth
No matter where you are on your investment journey, our expertly managed portfolios can support your goals while offering the flexibility to suit your needs. Here’s how.
- Tax-efficient investing – Many of our portfolios can be held in tax-efficient wrappers, including a Stocks and Shares ISA, Junior ISA, or a SIPP, helping you maximise your savings.
- Diversified portfolios for every risk appetite – Whether you have a higher risk tolerance or long-term financial goals, we offer a variety of diversified portfolios designed to meet different investment needs.
- Flexible account options – Our portfolios can be held in a General Investment Account (GIA) or a combination of investment wrappers, giving you the flexibility to manage your money in a way that suits you.
- Expert guidance when you need it – Our team of investment professionals are always available to help you make informed financial decisions. Best of all, our consultancy services are completely free and just a phone call away.
- Our offering is expanding day by day: Our mission is to be a one stop shop for our investors to keep a variety of their investments with us. This is why launching new products successfully like the Cash ISA, 100% equity portfolio, DIY Share Investing, has been really important for us. This enables us to strengthen our investment solutions and broaden the offering to our clients.
What’s next?
Our focus remains on innovation, accessibility, and supporting our clients in navigating their financial journeys with confidence.
We appreciate the continued trust of our clients and the commitment of our teams as we look ahead to the future of investing.
By making an investment, your capital is at risk. The value of your Moneyfarm investment depends on market fluctuations outside of our control and you may get back less than you invest. Past performance is no indicator of future performance. The tax treatment of a Moneyfarm Stocks and Shares ISA and a Moneyfarm Pension depends on your individual circumstances and may be subject to change in the future. You should seek financial advice if you are unsure about investing.
*As with all investing, financial instruments involve inherent risks, including loss of capital, market fluctuations and liquidity risk. Past performance is no guarantee of future results. It is important to consider your risk tolerance and investment objectives before proceeding.
