An individual savings account ISA is a savings and investment account with a tax-free ISA allowance, and the ISA allowance is £20,000 per person and per tax year. There are many types of ISAs. You might ask yourself how many ISAs can I have, and how the annual ISA allowance applies. These are valid questions; […]
An ISA can help you maximise your returns, but should you combine all your ISAs or will having a collection better help you reach your goals?
When you’re looking to grow your wealth, there are some simple things you can do to make your money go further, and it all starts with getting the right investment account for your goals. So, should you pick an ISA or a General Investment Account (GIA)?
The short answer to ‘Can grandparents open a Junior ISA?’ is yes, as long as the grandparent(s) are the legal guardian of the minor associated with the ISA. That said, there are still ways that a grandparent can contribute to a Junior ISA, even if the grandparent is not the legal guardian. Junior ISAs are […]
The flexible ISA could be worth billions to the UK’s savvy savers, yet many providers still don’t offer this function to their customers.
As parents and guardians of babies and young children, we aspire to help our little ones grow into caring, responsible, and financially stable adults, and saving for your child is an integral part of that process. Therefore, we address questions about when you should start saving and what savings vehicle you should use, including doing […]
When looking for the best ISA there are five things you should consider. We arm you with the tools you need to make the most of your ISA allowance this year, to get you a step closer to your goals.
If you’ve got some unallocated money, say £1,000, for example, you’re thinking of investing it, and you’re totally new to investing, knowing where to start can be pretty tricky. However, help is at hand. This article has been written to give you some ideas on how to invest 1,000 pounds. Questions to consider before you […]
What are premium bonds, and why are so many people interested in them? Well, if you are looking for tax-free earnings or perhaps you want a trustworthy means of savings for your children or relatives, premium bonds might be your go-to option. What are premium bonds? Premium bonds issued by the UK government’s National Savings […]