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What is an annuity?
Pension freedoms have put annuities in the shade, but can they still play a part in reliable financial planning?
Retirement
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Pension freedoms: What do I do now?
Often described as a political football, the pension landscape has been overhauled by a government tasked with the unenviable job of tackling an aging population that isn’t saving enough for retirement in an era of rock-bottom interest rates. The state pension age was recently increased from 67 to 68 for those in their 40s. You’ll […]
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This week I was one of the six million 39-47 year olds that discovered they’d be receiving the state pension at 68 rather than 67. When something isn’t set to impact you for 20 or 30 years it’s easy to brush off the announcement, and what’s one extra year anyway? But there are steps an […]
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Why your fifties is the perfect time to reprioritise and look after the future you.