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There are Individual Savings Accounts (ISA) available for almost everyone. There are junior ISAs for those under 18, when you hit 16 you can have an ‘adult’ cash ISA and for those over 18 there is the stocks and shares ISA. Despite there being an ISA for every age group, older savers are more likely […]
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This eBook, Moneyfarm’s ultimate guide to ISAs, runs through everything you need to know about ISAs; from the current ISA allowance all the way through to future developments. This eBook was produced to equip you with the knowledge that you need to navigate the savings and investment landscape. Many changes came in this tax year […]
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The ISA landscape used to be incredibly simple, but now savers are presented with a range of options when choosing an ISA. At a basic level there are two types of ISAs: Cash or Stocks and Shares. You can put your whole allowance of £20,000 into a Stocks and Shares ISA, a Cash ISA or […]
Almost three-quarters of parents choose to invest their child’s savings in cash. But are they playing it too safe? With Bank of England interest rates staying at 0.5% parents could be risking long-term underperformance by choosing cash products rather than a stocks and shares ISA. Figures show that 365,000 out of a total of 510,000 […]
Only 39% of Londoners currently own an ISA, they are lagging behind other parts of the UK. 44.3% of all adults across Great Britain currently hold an ISA, approximately 22.1 million individuals. The relatively low proportion of ISA ownership in the capital cannot be entirely explained by the higher housing costs in the capital, as […]