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    How does pension drawdown work?

    When thinking about your retirement, one of the key decisions to make is in the type of pension you want to take out.  You can usually take up to 25% of your pension savings as a tax-free lump sum when you hit retirement, while the remaining 75% can then be accessed in a few different […]

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    Pension Consolidation: How to Consolidate your Pension

    Losing track of a pension can be easier than you might think. People misplace their paperwork, change addresses without informing their provider, or find out that their pension provider was purchased by another company and rebranded years ago. Unfortunately, this is something a large share of UK adults will have to deal with at some […]

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    A guide to self-employed pension contributions

    For self-employed people with a business to run, setting up and managing a private pension can be low down the list of priorities. Less than a third of self-employed people are actively paying into a pension, making it one of the key drawbacks of working for yourself.  The often irregular income and lack of an […]

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    How to take control of your workplace pension

    The average number of jobs over the course of a person’s career is 12. This means that, for most people, multiple companies will have handled your workplace pension at different points between when you start work and when you finish. These will, inevitably, be split across multiple providers.  Some 62% of UK adults have multiple […]

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    Monthly market roundup – March 2022

    The last few weeks have been particularly eventful. Most major equity indices are flat or negative year to date, thanks in large part to the ongoing war in Ukraine. The war has raised inflation expectations and dented growth projections. However, March saw a recovery for some equity markets.  Inflation is still the main focus for […]

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    China: disappointing performance and Covid restrictions drive foreign investors away

    Once again, China is making headlines on the financial world stage. The world’s second-largest economy has cemented itself as an important global player, but the last few weeks have seen international investors move away after an extended period of disappointing performance.  Equities have continued to lag, while geopolitical developments are increasingly complicating China’s position. As […]

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    The tax benefits of an ISA explained

    One of the primary reasons people choose an ISA is the tax benefits. Every tax year, UK investors can put up to £20,000 away and have any returns shielded from tax.  Between 2011 and 2017, this annual limit increased from £10,200 to £20,000, where it remains today. This means that, over a 25 year period, […]

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    How does Social Responsible Investing Work?

    Over recent years, the notion of social and environmental responsibility in investing has taken on unique importance. Of course, people invest money to grow their wealth, but this is no longer enough in a world that’s become increasingly aware of the difference individuals can make, particularly with their money. This goal of creating financial returns […]

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