Cash ISAs

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  • Crossroads

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    Time to change your ISA provider?

    The Individual Savings Account (ISA), once badged as a simple, tax-efficient way to save, is growing in complexity. With increasing choice and low interest rates some providers are struggling to keep up. Individuals have a choice between cash or investment products, fixed-term or flexible products, not to mention options such as the help-to-buy ISA (cash […]

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  • Puzzle

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    92% of ISA savers missing out on tax savings opportunity

    92% of Individual Savings Account (ISA) holders are under-investing their savings and missing out on ISA tax-breaks available to them partly due to high commission costs. An analysis of HMRC data shows that of the 13.8 million ISA account-holders in the UK, 12.7m are only using a fraction of their annual tax-free allowance, while 88% […]

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  • Women in fintech

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    Fintech: where are the women?

    Finance is a boring, leave the technology to the men and as for investing, that is far too complicated and risky for a mere female. These statements seem out of place in 2016, yet there is evidence for all of them. Is this an industry problem, a society problem or a combination of both? On […]

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  • Londoners not taking advantage of the ISA allowance

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    Londoners missing out on tax savings from ISAs

    Only 39% of Londoners currently own an ISA, they are lagging behind other parts of the UK. 44.3% of all adults across Great Britain currently hold an ISA, approximately 22.1 million individuals. The relatively low proportion of ISA ownership in the capital cannot be entirely explained by the higher housing costs in the capital, as […]

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