Cash ISAs

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  • Posted in:

    The death of the Cash ISA

    The Cash Individual Savings Account (ISA) has long been a fundamental part of the savings landscape in the UK. If savers did nothing else they would contribute to a Cash ISA. There are hundreds of Cash ISA providers and it takes moments to set-up, a simple search on the comparison sites will tell you where […]

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  • Steps

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    An ISA at every age

    There are Individual Savings Accounts (ISA) available for almost everyone. There are junior ISAs for those under 18, when you hit 16 you can have an ‘adult’ cash ISA and for those over 18 there is the stocks and shares ISA. Despite there being an ISA for every age group, older savers are more likely […]

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  • eBook

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    The ultimate guide to ISAs

    This eBook, Moneyfarm’s ultimate guide to ISAs, runs through everything you need to know about ISAs; from the current ISA allowance all the way through to future developments. This eBook was produced to equip you with the knowledge that you need to navigate the savings and investment landscape. Many changes came in this tax year […]

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  • Bread

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    The different types of ISAs

    The ISA landscape used to be incredibly simple, but now savers are presented with a range of options when choosing an ISA. At a basic level there are two types of ISAs: Cash or Stocks and Shares. You can put your whole allowance of £20,000 into a Stocks and Shares ISA, a Cash ISA or […]

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  • Crossroads

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    Time to change your ISA provider?

    The Individual Savings Account (ISA), once badged as a simple, tax-efficient way to save, is growing in complexity. With increasing choice and low interest rates some providers are struggling to keep up. Individuals have a choice between cash or investment products, fixed-term or flexible products, not to mention options such as the help-to-buy ISA (cash […]

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  • Puzzle

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    92% of ISA savers missing out on tax savings opportunity

    92% of Individual Savings Account (ISA) holders are under-investing their savings and missing out on ISA tax-breaks available to them partly due to high commission costs. An analysis of HMRC data shows that of the 13.8 million ISA account-holders in the UK, 12.7m are only using a fraction of their annual tax-free allowance, while 88% […]

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  • Women in fintech

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    Fintech: where are the women?

    Finance is a boring, leave the technology to the men and as for investing, that is far too complicated and risky for a mere female. These statements seem out of place in 2016, yet there is evidence for all of them. Is this an industry problem, a society problem or a combination of both? On […]

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  • Londoners not taking advantage of the ISA allowance

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    Londoners missing out on tax savings from ISAs

    Only 39% of Londoners currently own an ISA, they are lagging behind other parts of the UK. 44.3% of all adults across Great Britain currently hold an ISA, approximately 22.1 million individuals. The relatively low proportion of ISA ownership in the capital cannot be entirely explained by the higher housing costs in the capital, as […]

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