The ISA is one of the most popular ways to save in the UK. They work as a flexible, tax-efficient way to grow your wealth for the future, and depending on your present needs and situation, you have the possibility to choose the best one for you and to decide how much to invest. The […]
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The Cash Individual Savings Account (ISA) has long been a fundamental part of the savings landscape in the UK. If savers did nothing else they would contribute to a Cash ISA. There are hundreds of Cash ISA providers and it takes moments to set-up, a simple search on the comparison sites will tell you where […]
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There are Individual Savings Accounts (ISA) available for almost everyone. There are junior ISAs for those under 18, when you hit 16 you can have an ‘adult’ cash ISA and for those over 18 there is the stocks and shares ISA. Despite there being an ISA for every age group, older savers are more likely […]
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This eBook, Moneyfarm’s ultimate guide to ISAs, runs through everything you need to know about ISAs; from the current ISA allowance all the way through to future developments. This eBook was produced to equip you with the knowledge that you need to navigate the savings and investment landscape. Many changes came in this tax year […]
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The ISA landscape used to be incredibly simple, but now savers are presented with a range of options when choosing an ISA. At a basic level there are two types of ISAs: Cash or Stocks and Shares. You can put your whole allowance of £20,000 into a Stocks and Shares ISA, a Cash ISA or […]
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The Individual Savings Account (ISA), once badged as a simple, tax-efficient way to save, is growing in complexity. With increasing choice and low interest rates some providers are struggling to keep up. Individuals have a choice between cash or investment products, fixed-term or flexible products, not to mention options such as the help-to-buy ISA (cash […]
92% of Individual Savings Account (ISA) holders are under-investing their savings and missing out on ISA tax-breaks available to them partly due to high commission costs. An analysis of HMRC data shows that of the 13.8 million ISA account-holders in the UK, 12.7m are only using a fraction of their annual tax-free allowance, while 88% […]
Finance is a boring, leave the technology to the men and as for investing, that is far too complicated and risky for a mere female. These statements seem out of place in 2016, yet there is evidence for all of them. Is this an industry problem, a society problem or a combination of both? On […]