Making your investment debut isn’t easy, especially with a young family. Find out how one woman turned from a meticulous saver into a savvy investor.
Cash ISAs
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Many parents are putting their family at risk of large unexpected bills because they don’t understand the basic rules of inheritance tax. Here we explain how a simple ISA can help.
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Five ISA myths debunked
Even when interest rates are low as they are now, your ISA allowance is something worth taking advantage of. When the government is allowing you to save £20,000 tax free each year, it’s a valuable opportunity. But some people still worry about whether they should use ISAs. Here are the myths – and why you should […]
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ISAs: Time to move away from cash?
If you’re relying on a cash ISA for any part of your savings strategy, now could be time for a re-think. Whilst back in 2012 a cash ISA could have earned you over 3%, today you’ll be lucky to get much over 1%. It’s especially important if you’re saving for something that’s likely to get […]
Is your ISA working hard enough? If the interest rate is low it might be time to consider transferring it, but there are a few things to watch out for.
By taking full advantage of the tax breaks on offer, could you become an ISA millionaire? Across the UK, there are a small, but rapidly growing, number of ISA millionaires. After years of saving and investment and taking full advantage of the tax breaks on offer, they have gradually built up their wealth and can […]
Each year the ISA allowance refreshes, we look at the age group that is most likely to use the ISA allowance each year. It might just come as a surprise.
The ISA allowance enables you to save free of income and capital gains tax, yet a surprisingly small number are taking advantage of this bonus.
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How to get the most out of your ISA
Each tax year, UK savers are given an ISA allowance. This enables us to shelter our savings from tax, which means we can keep more of our returns. This year’s ISA allowance is £20,000 but it appears amid a very different savings landscape. We now have: A personal savings allowance of either £500 or £1,000 […]