An individual savings account ISA is a savings and investment account with a tax-free ISA allowance, and the ISA allowance is £20,000 per person and per tax year. There are many types of ISAs. You might ask yourself how many ISAs can I have, and how the annual ISA allowance applies. These are valid questions; […]
An ISA can help you maximise your returns, but should you combine all your ISAs or will having a collection better help you reach your goals?
The flexible ISA could be worth billions to the UK’s savvy savers, yet many providers still don’t offer this function to their customers.
As parents and guardians of babies and young children, we aspire to help our little ones grow into caring, responsible, and financially stable adults, and saving for your child is an integral part of that process. Therefore, we address questions about when you should start saving and what savings vehicle you should use, including doing […]
The current savings climate means it’s time to make your money work harder for you, and get you one step closer to achieving your goals.
When it comes to investing your £100,000, follow these five simple tips to maximise your returns.
Compound interest is arguably one of the most powerful forces on the financial markets – even Einstein was a fan. By helping maximise your returns, it can help you reach your goals quicker than simple interest alone. Here we explain what it is and how it’s calculated.
For parents or relatives thinking of investing for children, the earlier you start, the better. That way, you can take full advantage of their growing years to allow the investment to appreciate as much as possible, but what’s the best way of investing for kids, and how do the various options work? The difference between […]
The UK government introduced the Innovative Finance ISA in April 2016 to enable individuals to earn tax-free returns on their loans. What is an innovative finance ISA or IFISA? Innovative Finance ISA is also known as peer-to-peer (P2P) lending. It is a type of individual savings account where investors can hold debt instruments and peer […]