A guide to financial planning

Planning your finances should be easy. Learn the basics to reaching your future goals

Whether it’s buying a new house, a new car, paying for your child’s tuition or enjoying a stress-free retirement, financial planning is crucial to reaching your ultimate goals.

In this essential guide to financial planning, you’ll find a series of articles introducing you to a selected number of topics you may want to be familiar with when planning for your future.

Feeling ready to start planning for your future? We’re ready too! Book a call with a member of our investment advisory team to talk through your options.

 

INVESTING

Investing is an effective way to reach your long term goals, but it can be tricky to get right by yourself. Let’s start by answering some of the most popular questions first-time investors have.

RISK

Now that you’ve covered some of the terms you may encounter during your investing journey, let’s take a look at a vital – and often misunderstood – topic in investing: risk.

  • What is value at risk?

    Value at risk is an important measure of the riskiness of an investment portfolio. Here, we explore exactly what it means and how it’s calculated.

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  • What level of risk is right for me?

    Risk is an important factor in any investment strategy. However, not all investors have the same level of risk tolerance. Here, we take you through the main aspects you should be considering when choosing the right level of risk for you.

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FINANCIAL ADVICE

Now that you have a clearer idea of what your financial goals are and how investing can get you there, you may have also realised that it isn’t an easy thing to get right on your own.

That’s why many investors rely on financial advisors to support them in their investment decisions. The next few articles give you a basic overview of some of the types of support you may want when embarking on your investment journey.

 

  • What your consultant can do for you

    Ultimately, though, there is no substitute for real-time, expert advice. To us, our team of dedicated, qualified investment advisors is just as important to our proposition as the technology that underpins our business. If you have a Moneyfarm account, you have access to our advisors. Here’s how to take full advantage of our years of experience. 

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  • What is robo advice?

    Robo advice is one of the biggest trends in the finance industry. Here, we give you some insight into what it means and why investors are increasingly choosing it as their preferred approach to investing.

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RETIREMENT

 

  • Should you choose a SIPP or an ISA for your retirement?

    Both SIPPs and ISAs have several advantages, including tax-free returns and a breadth of portfolio options to invest in. However, they differ in many ways. Here we take a look at what they are, what benefits they bring, and why it may be possible to have the best of both worlds.

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