We’re excited to introduce our new Find, Check & Transfer service. Our goal is to simplify your pension management by doing all the hard work of tracking down and consolidating your lost pensions into one manageable plan.
How it works
With just a few details—like the companies you’ve worked for—we’ll start tracking down your old workplace pensions. Add as many workplaces as you need, and our system will search for those pension contributions that have gone missing over time. Once found, we’ll consolidate them into a single, easy-to-manage pension plan.
But we don’t stop at just finding your pensions. Our service also checks for any valuable features that you may not want to lose. This includes things like:
- Guaranteed annuity rates
- Enhanced or protected tax-free cash entitlements
- Exit penalties on transfers. (*Please note that if any of your existing pension penalties are over £50, one of our team will contact you before the plan is transferred.)
- We’ll make sure you know exactly what your situation is before any pension is transferred.
Why consolidate?
Having all your pensions in one place can give you a clearer picture of your financial future. It simplifies the management of your retirement savings, allowing you to monitor your investments and ensure they are aligned with your goals. Plus, consolidating your pensions in one place could reduce fees, which can significantly boost the value of your pension over time.
For example, we have a tiered fee structure, which means the more you invest, the lower your fees could be. Our management fees can drop as low as 0.35% as part of our managed service, potentially saving you a significant amount over the long run.
Before you transfer your pensions, we’d advise you to read our key considerations before transferring your pensions document.
Benefits of consolidating your pensions with Find, Check & Transfer
With Find, Check & Transfer we do all the hard work of tracking down your lost pension pots and consolidating them into one pension for you. Plus, when you start saving for retirement, you’ll enjoy some great benefits, including:
- Expert guidance – Get free access to our team of dedicated investment consultants, on hand to offer you support and guidance at any time.
- Targeted retirement investments – Our experts manage your portfolio based on your needs, goals and planned retirement date – ensuring it’s in the best place for you.
- Manage all your investments in one place – Having all your investments in one place can make your life easier and your money work harder, helping you achieve your short and long term financial goals.
Transfer and consolidate your lost pensions completely free of charge
The best part? We’ll find, check, and transfer your pensions at no cost to you.
If you already know all the details of your existing pensions and you don’t need us to complete any checks for you, then you could take advantage of our free transfer-only consolidation service instead of Find, Check & Transfer.
After your pension transfer, our ongoing service ensures that we’ll manage and monitor your pension through expertly crafted portfolios designed by our Asset Allocation team, giving your wealth the best chance to grow.
Your portfolio will be based on your individual goals, and we’ll make sure your investments align with your retirement plan. Our focus is on helping you achieve long-term financial success, so you can relax knowing your future is in the best hands.
Get started with Find, Check & Transfer today
Whether you want to take advantage of our Find, Check & Transfer service, use our existing transfer-only service, or just speak to one of our experts about your retirement plans, we’re here to help. Securing your financial future is vital —let’s make sure your pension savings are working as hard as they should be.
You can get started by speaking to a member of our team who’ll be happy to help. Simply give us a call, email or book an appointment online and we’ll help you get your pension savings on track.
With investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change in the future.
*As with all investing, financial instruments involve inherent risks, including loss of capital, market fluctuations and liquidity risk. Past performance is no guarantee of future results. It is important to consider your risk tolerance and investment objectives before proceeding.
