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The tools you need to reach your retirement goals in 2020

Why is planning for our future so difficult? Are we a society with no time to digest and interpret complex messages – or simply a nation overwhelmed by choice?

Decodes: Short-termism investigates the origins, drivers and psychology behind this modern phenomenon, to better understand our current behaviour and equip you with the tools and advice you need to achieve a healthy balance between short-term rewards and long-term planning. Ultimately, we want you to be able to enjoy life in the future just as much as you do today.

We’ve worked with a panel of world-leading experts including Behavioural Economist Ivo Vlaev, Life Coach Fiona Buckland, Trends Forecaster Jonathan Openshaw, and Author Lucy Mangan to create this Decodes: Short-termism research.