Archive

RSS

  • Posted in:

    Why you might be sitting on too much cash

    Sitting on cash has, historically, been a fairly safe bet. Cash savings are protected from the fluctuations seen in the stocks and shares market, while choosing to not invest means that more of your wealth is available for emergencies or big purchases.  So long as interest rates keep up with inflation, cash savings will hold […]

    Read more

  • Posted in:

    How do socially responsible investments perform?

    Over recent years, the notion of social and environmental responsibility in investing has taken on unique importance. Of course, people invest to grow their wealth, but this is no longer enough in a world that’s become increasingly aware of the difference individuals can make, particularly with their money. This goal of creating returns as well […]

    Read more

  • Posted in:

    Why it pays to start early with your pension

    It’s an unfortunate truth that the state pension has become progressively less impactful relative to average full-time earnings. It currently stands at £9,339.20¹ per year, up against average earnings of £38,600², some way off the golden ‘two-thirds of your previous income’ mark that most people aim to hit for a comfortable retirement.  With this in […]

    Read more

  • Posted in:

    What SRI portfolios include and exclude

    As a wealth manager, we’re constantly tuned into the demands of our customers, as well as broader trends in personal finance. One of the biggest, most important trends of the last few years has been Socially Responsible Investing (SRI), which focuses on putting investors’ capital to use for the betterment of society and the environment.  […]

    Read more